Save Money with Jan. Saving money Everyday.
RSS feed

Disclosure

We are a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for us to earn fees by linking to Amazon.com and affiliated sites.

Sign Up Form






Sign up for my email list to receive money saving ideas!

We respect your email privacy

Ebates

Ebates Coupons and Cash Back
 
  • Save Money by Shopping Early for Christmas!

    Save money

    I used to be so proud of the fact that I could get all of my Christmas shopping done before Thanksgiving but now, for most things, I’ll wait a little longer to shop.  Why?  Because I can get great deals on Black Friday, Cyber Monday and I can get free shipping on everything.  If a company doesn’t offer me free shipping then I will purchase the item somewhere that does.  It’s that simple.

    I was probably paying out a lot of money by not waiting just a little longer.  But, by shopping throughout the year I was able to get some gifts while I was out browsing for other items.  This is particularly easy if you shop for children.

    Another thing I do if I’m going to buy clothes for others (which I don’t do much) then I’ll buy for the following year when all the sweaters go on sale from this year.  Yeah, it’s kind of like cheating, but I do it anyway.  I mean, what better time to stock up on sweaters for next year than waiting for them to go on sale this year??  It’s a win-win for everyone!

    Now, when I say “early” in the title of this article I mean it’s important to shop starting in November when the Black Friday and Cyber Monday specials come along.  You can save money and you’ll be finished shopping before you know it.  Have your list ready to go when you start and get everything you can to get the best deals.

    One other word of advice I will offer is to go through Ebates to do all of your shopping.  Stores will offer cash back – and yes, that’s real dollar bills – for the money you spend through them.  Some do 2% but there are some who give back 6%.  I have never shopped during one holiday season since signing up with Ebates and I’ve gotten my “big fat check” from them each and every year.  Do it and if you are new you’ll get a bonus gift card just for signing up!!  Yeah, seriously! Read the rest of this entry »

  • Create Your Budget!

    You hear so many people say, “I need to get on a budget!” However, it’s not just enough to create a budget; you have to also stick to that budget.  It can be difficult to change the way you spend money, but it doesn’t always have to be.  And once you get that budget done, it is easier to see where you money goes, so it might not be as hard to stick to it as you might think.

    Some people just think it’s entirely too hard to sit down and go through all of the number crunching that is needed to get that budget set up. But, I’ve made it extremely easy for you by creating this budget sheet you can download here and all you’ll have to do is fill in a few numbers. The benefits you will receive from creating your budget will certainly pay off more than you might ever realize. Read the rest of this entry »