We are now at the end of the 1st quarter of 2019 and for some, if not all of us, our New Year’s Resolutions have gone right out the door. What about you? Are you tired yet of that diet you wanted to commit to? Are you tired of working out every day? If you’re like me, you are!
But what about your financial resolutions? How are you doing with those? Are you still keeping up with putting some money aside for an emergency fund? I sure hope so because everyone needs one of those. And I hope you are still sticking to that budget you made out at the beginning of the year.
I get how things tend to slide away from us when we aren’t thinking about them most of the time – we get bored with things, we forget to write down an expense and we get surprised by it or we had a bad day and just decide to quit. If any of these are you then the main thing you need to do is just get back up and pick up where you left off.
So what if it was boring, or forgotten or a wrench was thrown in your path? You can’t just quit doing what you started out doing and throw it all away. Just think of the time you spent working to get it all together – time is money and you can’t just step away from it and hope that things get better. It simply doesn’t work that way and we all know that saving money and getting our finances in order does take some work.
Will it make you feel better to know that I have done a terrible job this year with my finances – yep, it’s true and that’s exactly what prompted this email to you. I was looking at my bank statement yesterday and realized that I had eaten out almost every day for the past 3 months! Are you kidding me? That can eat up your finances quicker than anything – and I just wasn’t paying attention to it.Continue reading